Ryan Holter CPA, MBT

St. Cloud Team Leader

Email: rholter@hagakommer.com

Ryan was born and raised in Willmar, MN. He attended Ridgewater College in Willmar, and Minnesota State University in Mankato where he played tennis and graduated with an Accounting Degree. In 2014 Ryan received is Masters of Business Taxation (MBT) certification from the University of Minnesota - Carlson School of Management.

Ryan joined Haga Kommer in 2019 with over 15 years of Accounting Experience in both the Public and Private Sector. Ryan specializes in Business and Individual Taxation, Tax Planning and Multi-State Tax.

Ryan currently serves at the Treasurer of the Sartell Area Chamber of Commerce and the Sartell Area Youth Baseball Association. Ryan is a 2016 graduate of the St. Cloud Area Leadership Program and Co-Chair of the Sartell Area Chamber of Commerce Golf Outing.

EDUCATION

• Associate of Arts - Ridgewater College
• Bachelor of Science, Accounting/Business Administration - Minnesota State University-Mankato (College of Business)
• Masters of Business Taxation - University of Minnesota (Carlson School of Management)

DESIGNATIONS AND LICENSURES

• Certified Public Accountant, Minnesota

PROFESSIONAL MEMBERSHIPS

• Minnesota Society of Certified Public Accountants (MNCPA)
• American Institute of Certified Public Accountants (AICPA)

DAVID C SCHMITZ, CPA

Email: dschmitz@hagakommer.com

Dave has been a Certified Public Accountant for more than 40 years, working the first 4 years for a local CPA firm, the next 12 years as a self-employed CPA, and the past 28 years as owner/partner for Schmitz & Ketchum, P.A.. He performs a wide range of accounting services, including income tax planning and tax return preparation for individuals and businesses, financial statement compilation and review, business bookkeeping and payroll services, business consulting, projections and valuations, and bank directors’ exams.

Dave is a life-long resident of Saint Cloud, Minnesota, and a graduate from Saint Cloud State University with a bachelor’s degree in accounting.

Dave and his wife Joyce have been married for 41 years and have 2 children, Lucy and Joe. He enjoys sports, music, yard work, and travel, and their greatest joys are their 6 grandchildren. He is devoted to his work and serving his clients.

EDUCATION

• Bachelor of Science degree in accounting - Saint Cloud State University

LICENSURES

• State of Minnesota Board of Accountancy

PROFESSIONAL MEMBERSHIPS

• Minnesota Society of Certified Public Accountants

Emma Komppa

Email: ekomppa@hagakommer.com

Emma joined Haga Kommer in January of 2021 as an Administrative Assistant, and was promoted to Payroll Specialist in August of 2022. She has experience in customer service and sales. She enjoys spending time baking, reading, and hiking. She also loves spending time with family and friends.

Christian Carls

Email: ccarls@hagakommer.com

Christian is a Staff Accountant at the St. Cloud office. He provides various tax, payroll, and general accounting services. He joined Haga Kommer in January 2021. He grew up in the Osakis, MN area and went on to attend St. Cloud State University. Christian graduated from St. Cloud State university with a bachelor's degree in Accounting in 2020. He also is currently pursuing to obtain his CPA license.

He spends most of his time playing sports and spending time with friends and family.

EDUCATION

• Bachelor of Science degree in Accounting - Saint Cloud State University

Stephanie Baker

Email: sabaker@hagakommer.com

Stephanie started with Haga Kommer as a Senior Accountant in January of 2022. Previous to that she was a tax accountant for a mid-size accounting firm for the past 6 years. She has experience working on various types of returns, small business bookkeeping, and audit.

Stephanie was raised in the Osakis, MN area where she graduated high school and then went on to attend NDSU to obtain her Bachelor of Science degree in Accounting. She currently resides back in Osakis with her husband and 3 children. When she's not running to and from various activities, she enjoys spending time outside with her family and friends.

EDUCATION

• Bachelor of Science degree in Accounting - North Dakota State University

Kathy Acker

Email: kacker@hagakommer.com

Kathy joined HK as an Administrative Assistant in 2024. She brings with her over 20 years of administrative assistant experience.

Kathy and her husband have two children and three rescue pets. In her free time, she enjoys spending it with her family and friends, reading, crocheting, gardening, and family vacations.

EDUCATION

• Bachelor of Science, Social Work – St. Cloud State University
• Bachelor of Arts, Psychology – St. Cloud State University